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[](/) [Features](/features)[Solutions](/solutions)[Free Ceiling Calculator](/free-wage-ceiling-calculator) Resources [About Us](/about) [Book a Demo](https://calendly.com/andolasoft/30min)[Contact Us](/contact) India's only dedicated exempted PF Trust software # Is your PF Trust ready for its next EPFO inspection? myPF Software automates member ledgers, statutory filings, investment compliance, and annual returns — so your trustees can focus on governance, not paperwork. [Book a Free Demo](https://calendly.com/andolasoft/30min)[Download EPFO Checklist 2026](/compliance) ✓ EPFO SOP 2023 compliant✓ On-premise — your data stays on your servers✓ Live in 30 days✓ 1,276 exempted trusts in India — built for all of them 1,276Exempted PF trusts in India 90%Compliance tasks automated 30 daysAverage deployment time ₹0Cost of missing a deadline\*\*just kidding — it's lakhs Some of our esteemed customers  The problem ## Still managing a ₹50+ crore PF trust on Excel? ### Manual errors in interest calculation One wrong formula in your member ledger means months of reconciliation before your annual audit. ### Investment compliance is a liability Missing the 85%/15% norm or investing in non-approved instruments exposes trustees to personal liability. ### EPFO inspection with no warning Exempted trusts are now subject to surprise inspections under EPFO SOP October 2023. Are your records inspection-ready in 48 hours? ⚠️ **The Ministry of Labour has announced stricter oversight of exempted PF trusts.** Trusts found non-compliant risk cancellation of exemption — forcing migration back to EPFO. The solution ## Everything your PF trust needs. Nothing it doesn't. Built exclusively for EPFO-exempted establishments. Not a payroll add-on. Not a generic HRMS module. A dedicated PF trust platform. ### Member & Contribution Management Auto-calculate interest monthly. Upload contributions from payroll. Full member ledger with loan and settlement history. ### EPFO Statutory Reports — 1 Click ECR, Annual Return, PF Balance Sheet, BRS — generated automatically. Audit-ready in minutes, not days. ### Investment Portfolio Tracker Track every investment against the 85%/15% EPFO norm. Maturity alerts. Investment committee dashboards. ### Employee Self-Service Portal Members check balances, apply for loans and withdrawals on mobile — without calling HR. Reduces PF queries by 300%. ### Gratuity & Superannuation Modules Manage all three retirement benefits from one platform. Full actuarial accounting for Gratuity. Defined contribution tracking for Superannuation. [View all features →](/features) Implementation ## From Excel to live system in 30 days 01 Week 1 ### We assess your data Our engineers audit your existing Excel or legacy system and map your member data, contribution history, and investments to the myPF schema. 02 Weeks 2–3 ### We install and migrate On-premise installation on your own servers. Zero cloud dependency. Your IT team retains full control. 03 Week 4 ### Your team goes live Role-specific on-site training for HR, Finance, and IT. Your team is confident from Day 1. We don't leave until you're live. > PF Trust Management Software has transformed how we handle provident funds. The automation and real-time updates have significantly reduced manual errors, and our team can focus on more strategic tasks. It's a game-changer! Priyanka Sharma HR Manager  > As a compliance officer, keeping track of regulatory changes and ensuring timely updates was always a challenge. With this software, we now get automatic compliance reports, making my job much easier and more efficient. Vikram Singh Compliance Officer  > The software's ability to streamline contributions, loans, and withdrawals has significantly improved our internal processes. We now have better control over our PF trust, and the security features give us peace of mind. Arun Patel Payroll Manager  > The seamless integration with our existing HR system made the transition smooth. The reporting features are robust, and the software keeps us fully compliant with all regulations. We couldn't be happier with the results. Priya Deshmukh Finance Head  > Managing employee PF records was once a tedious task, but with this software, it's all automated. The self-service portal has empowered our employees, giving them real-time access to their PF balances and withdrawals. Neha Agarwal Payroll Manager  > As a trustee, ensuring transparency and efficient management of the PF trust was crucial. This software provides us with easy-to-understand dashboards and detailed reports, making decision-making faster and more accurate. Sushma Reddy HR Manager  ## From the blog Learn how to grow your business with our expert advice  October 13, 2026PF Software ### [Build vs Buy: Why a PF Trust Should Not Build Its Own Sof...](/blog/build-vs-buy-pf-trust-software-india "Build vs Buy: Why a PF Trust Should Not Build Its Own Software") Every PF trust eventually asks whether it should build its own software. For most, building is the costlier route. A three-year cost model of about ₹2.4 crore, mostly in people, and the three questions to answer before you commit.  By Ajay [Read more](/blog/build-vs-buy-pf-trust-software-india)  September 18, 2026EPF Scheme 2026 ### [EPF Scheme 2026 vs EPF Scheme 1952: What Actually Changed...](/blog/epf-scheme-2026-vs-1952-exempted-pf-trusts "EPF Scheme 2026 vs EPF Scheme 1952: What Actually Changed for Exempted Trusts") The EPF Scheme, 1952 was replaced outright on 29 June 2026. This is the clause-by-clause comparison exempted PF trust administrators have been asking for — what carried over, what changed, and what has no equivalent in the old Scheme at all.  By Mandakinee [Read more](/blog/epf-scheme-2026-vs-1952-exempted-pf-trusts)  September 18, 2026EPF Scheme 2026 ### [₹25,000 Wage Ceiling: How Many Members Did Your Trust Jus...](/blog/epf-wage-ceiling-25000-exempted-pf-trust-impact "₹25,000 Wage Ceiling: How Many Members Did Your Trust Just Inherit?") The Union Cabinet raised the EPF wage ceiling from ₹15,000 to ₹25,000 on 16 September 2026. Every piece of national coverage is written for the employee. This one is written for the trust that has to absorb the members, the liability and the corpus growth.  By kallala [Read more](/blog/epf-wage-ceiling-25000-exempted-pf-trust-impact) [More topics](/blog) ## Common questions ### The product What is an exempted PF trust, and who is this built for?+ An exempted PF trust is a private provident fund established by a company under an exemption order — historically under Section 17 of the EPF & MP Act, 1952, and now under Section 143 of the Code on Social Security, 2020 — allowing it to manage employee PF contributions independently of EPFO. As of October 2024 there are 1,276 such trusts in India. Since the EPF Scheme, 2026 replaced the 1952 Scheme on 29 June 2026, exemption runs as a renewable three-year term rather than a permanent status. myPF Software is built exclusively for these establishments — HR heads, CFOs and Finance Controllers at EPFO-exempted companies. Is this cloud software or on-premise?+ 100% on-premise, deployed on your own servers. Your member data, financials and investment records never leave your IT infrastructure. No cloud dependency, no data sovereignty risk. Your IT team retains complete control over access, backups and disaster recovery. Can members check their own balance, or does every query reach HR?+ Members get a self-service portal for balances, annual statements, nomination details and claim status. In most deployments this removes the single largest volume of work from the HR desk, because the routine balance enquiry stops arriving by email. [See the member portal](/features) Does it cover gratuity and superannuation as well as PF?+ Yes. The gratuity and superannuation modules run alongside the PF trust, including the annual actuarial valuation and the Section 36(1)(v) requirements under the Income Tax Act. Trusts running all three generally want one system of record rather than three. ### Compliance and governance Do you cover EPFO SOP October 2023 compliance?+ Yes. Settlement timelines, inspection readiness checklists, 85%/15% investment norm tracking, annual return filing and interest crediting are all aligned with EPFO SOP October 2023. Regulatory updates are pushed via AMC at no extra cost. [How compliance automation works](/compliance) Does it handle the EPF Scheme 2026 renewal filings?+ Yes. Exemption now runs as a renewable three-year term, and Form-II, Form-III and Form-IV are generated from the trust record rather than assembled by hand each cycle — including the trustee minutes that Form-III depends on. [Read about continuation filing](/exemption-continuation) How does it handle the ceiling on interest the board can declare?+ The system computes the trust’s realised yield against the statutory benchmark so the board can see where a proposed declaration sits inside the corridor the 2026 Scheme allows, before it resolves anything. The floor still binds in a weak year, and the shortfall is shown rather than buried. [What your board can and cannot declare](/blog/pf-trust-interest-ceiling-para-13-9-board-declaration) Does it track the prescribed investment pattern?+ Yes, and continuously rather than at year-end. The portfolio is measured against the prescribed allocation pattern as positions change, so a breach surfaces while it is still cheap to correct instead of during the annual audit. Can we produce records on demand during an EPFO inspection?+ That is the design assumption. Member ledgers, contribution history, interest workings, investment records and filing acknowledgements are queryable by member or by period, with a complete audit trail of who changed what and when. Under the October 2023 SOP, trusts with a corpus above ₹10 crore sit on a priority inspection cycle, so the question is when rather than whether. [Run the readiness checklist](/compliance/checklist) ### Your data How long does implementation take?+ Standard deployments go live in 30 days, including on-premise installation, data migration from your existing Excel or legacy system, and on-site training for HR, Finance and IT. Complex multi-location implementations may take 45–60 days. The timeline is confirmed in writing after the free data assessment. We use Raycomputech, Vista or C-Quel. Can we migrate?+ Yes. We have migrated clients from Raycomputech, Vista, PROMIS, C-Quel and a range of Excel-based setups. Migration is a professional service billed at ₹25,000 per engineer-day, following a free data assessment where we confirm scope and timeline before you commit. If we ever surrender exemption, can we take our data with us?+ Yes, and because the deployment is on-premise it never left your servers to begin with. Member ledgers, contribution history and statutory filings export to Excel and PDF at any point. We would rather answer this before you buy than have it become a reason not to. ### Running it Can our statutory auditor get read-only access?+ Yes. Access is role-based, so an auditor, a trustee and an administrator each see what their role requires and nothing further. Every action is logged, which means the audit trail is itself part of what the auditor can review. What does the Annual Maintenance Contract include?+ All software updates, including the EPFO regulatory changes that arrive mid-year, plus fixes and support. Support levels are set in your contract against member count. New modules, additional implementation work and infrastructure changes are scoped and quoted separately. Not covered here? [Email us at info@andolasoft.com](mailto:info@andolasoft.com) and a person who works on the product will answer. ## Not sure if your trust is EPFO-ready? Find out in 20 minutes. Book a free compliance demo. We'll show you the software on a sample of your own data and tell you exactly which plan fits your trust size. [Book a Free Demo →](https://calendly.com/andolasoft/30min)[Email us instead](mailto:info@andolasoft.com) Deadline AMNESTY 2026 closes on 28 December 2026. A one-time EPFO window for trusts that hold Income Tax recognition but no formal exemption order. [Check whether yours qualifies →](/amnesty-2026) [Book a free demo](https://calendly.com/andolasoft/30min)[Request a free data assessment](/contact?intent=data-migration-assessment) [](/) India's dedicated PF Trust Management platform. Built for EPFO-exempted establishments. [info@andolasoft.com](mailto:info@andolasoft.com)[+91 9237381928](tel:+919237381928)Andolasoft (India) Private Limited A/65, Mancheswar Ind Est. Bhubaneswar 751010, Odisha, India [LinkedIn](https://www.linkedin.com/company/andolasoft-inc/)[Instagram](https://www.instagram.com/andolasoftinc/)[X](https://x.com/Andolasoft)[YouTube](https://www.youtube.com/@Andolasoft) ## Product - [Features](/features) - [Solutions](/solutions) - [Software vs Excel](/epf-trust-software) - [Data Migration Service](/data-migration) - [Free Wage Ceiling Calculator](/free-wage-ceiling-calculator) ## EPF Scheme 2026 - [EPF Scheme 2026](/epf-scheme-2026) - [AMNESTY 2026 28 Dec](/amnesty-2026) - [Exemption Continuation](/exemption-continuation) - [Compliance](/compliance) - [EPFO Checklist 2026](/compliance/checklist) ## Resources - [Blog](/blog) - [Help Desk](/help-desk) - [PF & Payroll ↗ (opens in a new tab)](https://www.crmleaf.app/product/payroll) - [Agent docs (llms.txt)](/llms.txt) ## Company - [About Us](/about) - [Contact Us](/contact) - [Privacy Policy](/privacy) - [Terms of Service](/term) © 2026 myPF Software. A product of Andolasoft (India) Private Limited. All rights reserved.